Terms and Conditions
Welcome to Rummy Mate
These terms explain the rules of playing on Rummy Mate. We wrote them in plain English so you can understand them easily. By downloading the app, creating an account, or joining any game table, you agree to follow these house rules.
1. Age Requirement: 18+ Only
You must be at least 18 years old to create an account or play any cash games on Rummy Mate. Playing rummy for real money involves financial stakes and is intended strictly for adults.
We perform identity checks (KYC) before any money can be withdrawn. If an account is found to belong to someone under 18, it will be closed immediately and any balance will be blocked.
2. Where You Can and Cannot Play (State Laws)
Indian courts recognize rummy as an intellectual challenge rather than gambling. That said, certain state assemblies have passed their own specific gaming bans.
State Eligibility: Players logging in from or having their bank accounts registered in Assam, Odisha, Telangana, Andhra Pradesh, Nagaland, or Sikkim cannot participate in real-cash matches. You can still test your card skills in our demo mode using fun chips.
Using VPNs, mock GPS, or fake location tools to hide your location from restricted states is strictly against our rules and will lead to an immediate account ban.
3. One Person, One Account
Each player is allowed only one single account on Rummy Mate:
- You cannot create multiple accounts using different mobile numbers to claim signup bonuses multiple times.
- You cannot let friends or family play using your verified account.
- If duplicate accounts belonging to the same player are spotted, our security system will merge or freeze them.
4. Fair Play and Anti-Cheating Rules
Every player on Rummy Mate deserves an honest match. We have zero tolerance for cheating:
- No Teaming Up (Collusion): Two or more players sitting at the same table and secretly helping each other win or sharing cards is strictly banned.
- No Bots or Automated Software: Using third-party software, scripts, bots, or card-tracking tools is totally prohibited.
- Permanent Bans: Any account caught cheating will be banned permanently with zero notice, and any ill-gotten chips will be returned to the honest players affected.
5. Deposits, Withdrawals & Government Taxes
All payments and withdrawals on Rummy Mate are handled with total transparency:
- The minimum deposit amount is ₹50, and the minimum withdrawal amount is ₹100.
- Withdrawals can only be sent to bank accounts or UPI IDs that match your verified name on your Aadhaar and PAN cards.
- In compliance with Section 194BA income tax rules, a 30% TDS is withheld strictly from your net winnings (total profit above your deposits) whenever you request a payout. The platform deposits these tax amounts directly with the government on your PAN, and official tax certificates can be downloaded upon request.
6. Account Safety & Disclaimers
Never share your one-time passwords (OTP) or login PIN with anyone. Rummy Mate employees will never call or message you asking for your password or OTP.
Rummy involves financial risk and can become addictive if played without discipline. Please set personal limits and play responsibly. Read our Responsible Gaming Guide for tips on staying safe.
Got Questions About These Terms?
If anything in these terms is unclear, reach out to our team at support@rummymate.in.net. We are always happy to help.